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1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
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Home protection plan or service contract covers the repair or replacement of many of the home system components and appliances that break down over time.
grarate.com/loan-officer/ThomasMcLaughlin
(508) 838-2143
Thomas McLaughlin
[email protected]
The Semple & Hettrich Team is unique in that their clients get the expertise, knowledge and experience that they EACH bring to a real estate transaction. In other words, "two for the price of one!"
